Muknin Aji Setiawan, Habibah Sulaiman Fauziyyah, Nardi Sunardi. Effect of capital adequacy, credit risk, and operational efficiency on profitability with liquidity as an intervening variable for BUMN Banks 2018-2022. ind,dev.Econ.& adm.J. [Internet]. 2022Dec.1 [cited 2025Aug.6];1(2):192 -. Available from: https://ojs.ideanusa.com/index.php/idea/article/view/96