Edukasi Investasi Saham dan Reksadana untuk Meningkatkan Literasi Keuangan Pelajar
Abstract
Kegiatan pengabdian kepada masyarakat ini bertujuan memperkuat literasi keuangan pelajar melalui edukasi investasi dini mengenai saham dan reksadana. Program dilatarbelakangi oleh mudahnya pelajar mengakses informasi keuangan digital yang belum diimbangi pemahaman memadai tentang tujuan investasi, hubungan risiko dan imbal hasil, diversifikasi, serta legalitas produk keuangan. Kegiatan dilaksanakan di SMA Islam Cikal Harapan 1 BSD, Tangerang Selatan, pada 7–9 April 2026 dengan pendekatan partisipatif yang meliputi koordinasi awal, penyampaian materi interaktif, diskusi, simulasi investasi digital, serta evaluasi deskriptif melalui pre-test, post-test, observasi, dan tanya jawab. Materi mencakup perencanaan keuangan pribadi, perbedaan menabung dan berinvestasi, karakteristik saham dan reksadana, manajemen risiko, diversifikasi portofolio, dan cara mengenali penyedia investasi legal. Laporan kegiatan mendokumentasikan peningkatan pemahaman konseptual, partisipasi aktif peserta, dan kemampuan yang lebih baik dalam menjelaskan prinsip investasi yang aman dan bertanggung jawab. Karena rekap numerik pre-test dan post-test tidak tersedia, hasil disajikan secara deskriptif dan tidak diklaim sebagai pengaruh statistik. Program ini menunjukkan bahwa edukasi yang kontekstual, interaktif, dan berbasis simulasi dapat menjadi pintu masuk yang mudah dipahami untuk membangun keputusan keuangan yang bijaksana pada pelajar.
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Idea Abdimas Journal, Vol.5, No.1, November 2026 31
ISSN (print) : 2964-6111 & ISSN (online) : 2963-2331
Idea Abdimas Journal
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