Upaya Peningkatan Pendapatan Melalui Perencanaan Keuangan Pada Keluarga Desa Cihambulu Subang, Jawa Barat
Abstract
Community service activities are in order to provide information regarding financial planning the right family in the home environment and community environment in the village of Cihambulu, Subang, Answerarat.Using a lecture, discussion and training approach.This community service resulted in the conclusion that there are three easy steps according to the OJK (2022) to make family finances more prosperous, including namely by a). Determine what are the financial goals in the household. Prioritizing needs that are more important than those that are less important and using factors of needs rather than wants in helping you draw up the financial plan., b). Check your wallet regularly at least once a year. find out where financial problems are detected to be unhealthy by using the four wallet check ratios along with their ideal benchmark numbers as a comparison. And look for solutions to make finances healthier. c). make a household budget on a monthly basis to help allocate and manage the income received. The household budget should include a portion of savings and investment to help achieve various future dreams that can make the family's finances healthier and more prosperous.
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